Temenos Data Hub Implementation for Banking Excellence
A large bank struggled with complex financial data scattered across multiple systems, creating inefficient reporting processes that took days to complete and limiting real-time insights for critical decision-making. Manual data reconciliation, legacy system limitations, and regulatory reporting challenges were preventing the bank from operating with the speed and agility required in modern banking.
Sylox implemented a comprehensive Temenos Data Hub (TDH) solution to centralize and optimize financial data management, with automated data integration from multiple banking systems, real-time reporting capabilities, a regulatory compliance framework, and an advanced analytics platform. The result: 50% improvement in reporting efficiency, real-time financial insights, automated compliance reporting, and centralized data governance.
The bank operated with a complex IT landscape where critical financial data resided in multiple core banking systems, legacy platforms, and departmental databases. Creating comprehensive financial reports required manually extracting data from each system, reconciling inconsistencies, and compiling information—a process that took days and produced outdated insights by the time reports were delivered to decision-makers.
Business Problem
Specific Pain Points
● Complex financial data scattered across multiple banking systems (core banking, lending, cards, treasury, etc.)
● No single source of truth for customer accounts, transactions, or balances
● Different data models and formats across systems creating integration challenges
● Siloed data preventing comprehensive view of customer relationships and profitability
● Reporting processes taking days to complete for monthly, quarterly, and annual reports
● Manual data extraction from multiple systems consuming significant analyst time
● Error-prone manual reconciliation between systems creating data quality issues
● Delayed insights making data outdated by the time it reached decision-makers
● Lack of real-time insights for decision-making and risk management
● Batch processing creating lag between transactions and reporting
● Inability to track performance metrics in real-time
● Management decisions based on day-old or week-old data
● Manual data reconciliation and validation for regulatory reports
● Risk of compliance issues due to data quality problems
● Time-consuming preparation for regulatory audits
● Complex reporting requirements (Basel III, IFRS, local regulations) difficult to meet with legacy systems
The inefficient data management was creating operational costs of $500K+ annually in manual reporting effort. More critically, the lack of real-time insights was limiting the bank’s ability to respond to market conditions, manage risk effectively, and make data-driven strategic decisions. Regulatory reporting challenges created compliance risk and consumed significant senior management time.
Business Impact
Our Solution: Comprehensive Temenos Data Hub Implementation
We implemented Temenos Data Hub (TDH)—an enterprise-grade financial data management platform purpose-built for banking—to create a centralized, real-time view of all financial data across the bank. TDH extracts data from all source systems, transforms it into a unified data model, and provides real-time access for reporting, analytics, and regulatory compliance. The implementation included automated ETL pipelines, data quality rules, and a comprehensive analytics layer.
5. Advanced Analytics Platform
● Business intelligence layer enabling advanced analytics and insights
● Predictive analytics for credit risk, customer behavior, and profitability
● Customer 360 view consolidating all customer interactions and relationships
● Profitability analysis at customer, product, branch, and channel levels
4. Regulatory Compliance Framework
● Automated compliance reporting for Basel III, IFRS, and local regulations
● Data lineage tracking showing source and transformations for every data element
● Audit trail capturing all data changes with timestamp and user
● Validation rules ensuring regulatory data quality standards
3.Real-Time Reporting Capabilities
● Instant access to financial data eliminating days-long report compilation
● Pre-built banking reports for common management and regulatory needs
● Self-service analytics empowering business users to create custom reports
● Dashboard and visualization providing at-a-glance insights into key metrics
2. Automated Data Integration
● ETL pipelines from multiple banking systems (core banking, cards, lending, treasury, etc.)
● Real-time data feeds for high-frequency transaction data
● Incremental data loading minimizing processing time and system impact
● Data quality rules validating and cleansing data during ingestion
1. Centralized Data Architecture with Temenos Data Hub
● Unified financial data model standardizing data from all banking systems
● Single source of truth for customer, account, transaction, and product data
● Real-time data warehouse eliminating batch processing delays
● Historical data retention maintaining complete audit trail and trend analysis
Technology Stack
● Temenos Data Hub (TDH) core platform
● ETL tools for data integration
● Data warehouse optimized for financial data
● BI tools (Tableau, Power BI) for visualization and reporting
Data Governance
● Data quality monitoring tracking accuracy, completeness, and timeliness
● Data stewardship assigning ownership and accountability
● Master data management for customers, products, and organizational hierarchy
● Data security implementing role-based access control
Analytics & Reporting
● Financial reporting (balance sheet, P&L, cash flow)
● Regulatory reporting (Basel III, IFRS, liquidity ratios)
● Management reporting (branch performance, product profitability, customer analytics)
● Risk reporting (credit risk, market risk, operational risk)
Data Processing
● Full historical load migrating years of transaction history
● Incremental delta processing capturing daily changes
● Real-time streaming for critical transaction data
● Data reconciliation ensuring accuracy between source and TDH
Source System Integration
● Core banking system (customer, accounts, transactions)
● Lending platform (loans, mortgages, credit facilities)
● Card management system (credit/debit cards, transactions)
● Treasury system (investments, securities, forex)
● Payment systems (domestic, international, real-time payments)
● CRM and channel systems (branch, online, mobile)
Results That Transform Banking Operations
● 50% improvement in reporting efficiency (days to hours for key reports)
● Automated report generation eliminating manual compilation and reconciliation
● Self-service analytics reducing dependency on IT and data teams
● Consistent reporting across all departments using single source of truth
● Real-time financial insights enabling faster decision-making
● Live dashboards showing current performance metrics and trends
● Immediate access to customer data improving customer service and sales
● Real-time risk monitoring enabling proactive risk management
● Improved data accuracy through automated validation and quality rules
● Reduced reconciliation effort with single unified data model
● Centralized data governance ensuring consistent definitions and standards
● Complete data lineage tracking data from source to report
● Automated compliance reporting reducing manual effort by 70%
● Faster regulatory submission meeting tight deadlines with confidence
● Audit-ready data with complete lineage and validation documentation
● Reduced compliance risk through data quality and validation
● Real-time risk dashboards showing exposure and concentrations
● Early warning indicators flagging potential issues before they escalate
● Comprehensive risk reporting across credit, market, and operational risk
● Scenario analysis enabled by historical data and analytics
● Centralized data governance improving data quality and consistency
● Data stewardship with clear ownership and accountability
● Access control ensuring appropriate data security
● Change management tracking all data model and process changes
● Data-driven strategy based on real-time insights and analytics
● Customer insights understanding profitability and behavior patterns
● Product performance identifying profitable and unprofitable products
● Channel effectiveness optimizing branch and digital channel investments
● Reduced manual effort in data extraction, reconciliation, and reporting
● Freed analyst time for strategic analysis vs. manual data work
● Standardized processes across all reporting and analytics
● Improved productivity through self-service capabilities
● Scalable architecture supporting business growth and new systems
● Integration framework simplifying addition of new data sources
● Cloud-ready platform enabling future cloud migration
● Future-proof technology adaptable to changing banking landscape
◉Temenos Data Hub (TDH)
◉Unified financial data model
◉Real-time data warehouse
◉ETL and data integration
◉Business Intelligence tools (Tableau, Power BI)
◉Financial reporting framework
◉Regulatory reporting templates
◉Advanced analytics engine
◉ETL pipelines
◉Real-time data streaming
◉API integrations
◉File-based integration (SFTP)
◉Data quality monitoring
◉Master data management
◉Data lineage tracking
◉Access control and security
1. Centralized Data Hub Transforms Banking Operations
Unified data architecture eliminates silos, reduces manual effort by 50%, and enables real-time decision-making.
2. Automated Integration Ensures Data Quality
ETL pipelines with built-in validation rules improve data accuracy while reducing manual reconciliation effort by 70%.
3.Real-Time Reporting Changes the Game
Moving from batch to real-time enables proactive management vs. reactive responses based on outdated data..
4. Regulatory Compliance Automation Reduces Risk
Automated compliance reporting with complete data lineage reduces regulatory risk while freeing staff for strategic work.
5. Purpose-Built Banking Platform Delivers Faster ROI
Temenos Data Hub’s pre-built banking data model and reports accelerate implementation vs. building custom solutions.
Financial Services Use Cases
●Customer profitability analysis
●Product performance reporting
●Branch and channel analytics
●Customer 360 view
●Relationship profitability
●Credit risk reporting
●Limit monitoring and management
●Customer analytics
●Position and P&L reporting
●Market risk analytics
●Liquidity management
●Securities accounting
●Basel III reporting
●IFRS financial reporting
●Liquidity ratios (LCR, NSFR)
●Local regulatory submissions
If your financial institution faces challenges with:
● Fragmented financial data across multiple systems
● Inefficient reporting processes taking days or weeks
● Lack of real-time insights for decision-making
● Regulatory reporting requiring manual compilation and reconciliation
● Data quality issues creating compliance and operational risks
hello@syloxlabs.com
+91 99980 71594
Schedule a consultation with our financial data management specialists to explore how Temenos Data Hub can transform your operations.
Related Case Studies
This case study represents actual client implementation with details anonymized for confidentiality. Results achieved through 4-month engagement with 10 Temenos specialists and 3 data architects. Individual results may vary based on specific implementation context and business requirements.
